Rates & Fees - Webster First Federal Credit Union (2024)

1:APY = Annual Percentage Yield. Compounds daily.
3:Minimum daily balance in your account each day to obtain the disclosed annual percentage yield.
5: Minimum balance required to open this account is $1.00.
All rates subject to change without prior notice. Fees may reduce earnings for accounts where fees apply.

1:APY = Annual Percentage Yield. Compounds daily.
3:Minimum daily balance in your account each day to obtain the disclosed annual percentage yield.
4:If Money Market Plus criteria isn’t met in any given month, regular Money Market rates will apply for that month. Money Market Plus criteria is: must have active checking account with minimum of one direct deposit into the checking account and ten debit card transactions from the checking account per statement cycle to qualify for higher rates, otherwise standard money market rates apply. The minimum balance to open the account is $1,000.00.
All rates subject to change without prior notice. Fees may reduce earnings for accounts where fees apply.

1:APY = Annual Percentage Yield. Compounds daily.
2:Minimum balance required to open this account is $5.00.
3:Minimum daily balance in your account each day to obtain the disclosed annual percentage yield.
All rates subject to change without prior notice. Fees may reduce earnings for accounts where fees apply.

1:APY = Annual Percentage Yield. Compounds daily.
3:Minimum daily balance in your account each day to obtain the disclosed annual percentage yield.
All rates subject to change without prior notice. Fees may reduce earnings for accounts where fees apply.

1:APY = Annual Percentage Yield. Compounds daily. Penalty may be imposed for early withdrawal.
2:Minimum balance to obtain these rates is $1,000 and cannot be transferred from an existing Webster First Federal Credit Union account. Limited time offer.
3:Minimum balance to obtain these rates is $25,000 and cannot be transferred from an existing Webster First Federal Credit Union account. An Elite Business Checking account is required. Limited time offer.
All rates subject to change without prior notice. Fees may reduce earnings.

1:APY = Annual Percentage Yield. Compounds daily. Penalty may be imposed for early withdrawal.
2:Minimum balance to obtain these rates is $1,000 and cannot be transferred from an existing Webster First Federal Credit Union account. Limited time offer.
All rates subject to change without prior notice. Fees may reduce earnings.

1:APR = Annual Percentage Rate. Rates subject to change without notice. Rate determined by credit report and collateral.
2:EMP = Estimated Monthly Payment.
3:Term available subject to credit score.

1:APR = Annual Percentage Rate. Rates subject to change without notice. Rate determined by credit report and collateral.
2:EMP = Estimated Monthly Payment.

1:APR = Annual Percentage Rate. Rates subject to change without notice. Rate determined by credit report and collateral.
2:EMP = Estimated Monthly Payment.
3:Proceeds held in an interest bearing certificate for full term of the loan.
4:Maximum amount $10,000
5:Maximum amount $5,000
6:Three percent over interest being earned on account held as collateral

1:APR = Annual Percentage Rate. All mortgage APRs are for 1-4 unit owner occupied primary residences based on 20% down payment. APRs may vary with lesser down payment. All mortgages with a loan to value of 80% and over require Prime Mortgage Insurance (PMI). Rates subject to change without prior notice. Zero points on all mortgages. Guidelines available upon request.
2:EMP = Estimated Monthly Payment.
3:Land loans 1-10 years, 25% downpayment
4:ARM loans are variable rate loans, interest rates and payments may increase after consummation. Rates and payments will remain the same for the first 5, 7, or 10 years and then can adjust to a new rate and payment every 1, 3 or 5 years based on a current index, depending on the ARM program you choose. For example, if you select the 5 & 1 Fixed Variable program your rate and principal & interest payment will be fixed for the first 5 years (the 5 in 5& 1), after that the interest rate and payment could change every 1 year for the remainder of the mortgage’s term (the 1 in the 5 & 1).

1:APR = Annual Percentage Rate. All home equity and home equity lines of credit APRs are based on the prime lending rate published in the Wall Street Journal, currently at 8.500% as of 7/27/2023. Rates apply to 1-4 unit owner occupied primary residences. Rates subject to change without prior notice. Underwriting guidelines available upon request. Early termination fee applies.
2:EMP = Estimated Monthly Payment.
3:Endless equity line of credit is fixed for the first 24 months and then prime for life. Minimum APR is 8.500% and the maximum APR is 15.000%.
4:New Equity Promotion. Prime Rate minus 0.50% for 24 months then Prime Rate.
5:Max equity line of credit is fixed for the first 24 months and then prime plus 1.250%. Minimum APR is 9.750% and the maximum APR is 15.000%.